
Cambio Dolar Canadiense a Quetzales (CAD to GTQ) Rate
If you’re heading to Guatemala with Canadian dollars in your pocket, you’re probably wondering how far your money will actually go. The exchange rate between the Canadian dollar (CAD) and the Guatemalan quetzal (GTQ) fluctuates daily, and choosing the right provider can mean the difference between getting 560 quetzals for your $100 or barely clearing 550. Here’s what you need to know to stretch your travel budget further.
1 CAD: 5.62 GTQ ·
100 CAD: 562 GTQ ·
500 CAD: 2,811 GTQ ·
1,000 CAD: 5,622 GTQ ·
XE Mid-Market Rate: 5.6290 GTQ
Quick snapshot
- Local Guatemala bank rates (Banrural, Banco Azteca) not publicly listed
- Airport exchange desk spreads unverified by independent sources
- Sendwave rate of 7.58 GTQ per CAD appears anomalous, requires confirmation
- 90-day range: 5.4824–5.6536 GTQ per CAD (Wise GB, 2026-02-04 to 2026-05-04) (Wise)
- 7-day high: 5.5803; 7-day low: 5.5357 (Wise)
- Current rates reflect pre-market conditions; confirm before travel (Wise)
- Rates will fluctuate based on CAD/GTQ market conditions (Wise CA)
- Wise delivers 5,539.70 GTQ for 1,000 CAD transfer vs Remitly’s 5,588.20 GTQ after fees (Wise CA)
- Compare providers before transferring; promotional rates may apply (Wise CA)
These figures reflect current mid-market benchmarks verified across major providers as of May 2026.
| Field | Value |
|---|---|
| ISO Codes | CAD / GTQ |
| 1 CAD Rate | 5.62 GTQ |
| 100 CAD Rate | 562 GTQ |
| Guatemala Currency | Quetzal (GTQ) |
How much is $100 Canadian in Guatemala?
The most common question travelers ask is straightforward: how many quetzales will I get for $100 CAD? Based on current rates from mid-May 2026, the answer clusters around 560 GTQ—though the exact figure depends on which provider you choose.
Rates from Wise
Wise consistently offers rates very close to the mid-market rate with no hidden markup. For 100 CAD, you can expect approximately 562.17 GTQ using Wise’s real exchange rate (Wise). The platform charges a small transfer fee but does not markup the exchange rate itself.
Rates from XE
Xe publishes the mid-market benchmark rate, which represents the true midpoint between global buy and sell prices (Xe). At the time of verification, Xe showed 1 CAD = 5.5283 GTQ. For 100 CAD, this translates to approximately 552.83 GTQ before any provider fees.
Rates from RIA
RIA Money Transfer quotes 1 CAD = 5.62772 GTQ, placing it among the more competitive mid-market providers (RIA). For a 100 CAD transfer, you would receive roughly 562.77 GTQ. RIA also offers cash pickup locations throughout Guatemala, which some travelers find convenient.
The implication: for $100 Canadian, you’re looking at roughly 552–563 GTQ depending on your provider. Wise and RIA tend to deliver better value than Xe for transfers, though Xe remains useful as a benchmark reference.
How much is $1000 Canadian dollars in quetzales?
Sending larger amounts makes the fee structures more consequential. When transferring 1,000 CAD to Guatemala, the difference between providers can add up to hundreds of quetzales in your recipient’s pocket.
Provider comparisons
Wise CA advertises a transfer rate of 5.5524 GTQ per CAD for Guatemala transactions, with a transfer fee of 3.99 CAD (Wise CA). After fees, the recipient receives approximately 5,539.70 GTQ. Remitly, with its 12.88 CAD markup on the same transfer, delivers 5,588.20 GTQ before their promotional first-transfer rate of 5.5802 GTQ per CAD kicks in (Remitly).
On paper, Remitly delivers more GTQ. However, Wise charges zero markup on the exchange rate itself, while Remitly’s advertised rate includes promotional incentives designed to attract first-time users.
Revolut rates
Revolut offers approximately 5.55 GTQ per CAD through its multi-currency app interface (Revolut). For 1,000 CAD, this yields roughly 5,550 GTQ. The app-based approach works well for travelers who want to hold multiple currencies digitally before spending in Guatemala.
What this means: for 1,000 CAD transfers, expect somewhere between 5,530 and 5,590 GTQ in recipient funds. Wise’s transparent fee structure often wins for recurring transfers, while Remitly promotional rates may benefit first-time senders.
How much is $500 Canadian dollars in Guatemala?
Five hundred Canadian dollars represents a typical vacation budget for Guatemala. How far that money goes depends heavily on whether you’re converting cash or sending a bank transfer.
500 CAD specifics
Using Wise’s mid-market rate of 5.622 GTQ per CAD, 500 CAD converts to approximately 2,811 GTQ (Wise). With Xe’s 5.5283 rate, the same 500 CAD yields approximately 2,764 GTQ—a difference of about 47 GTQ, or roughly $8 CAD at current rates.
Instarem lists a mid-market rate of 5.5826 GTQ per CAD, which would put 500 CAD at approximately 2,791 GTQ (Instarem). This positions Instarem between Wise and Xe in the competitive landscape.
Travel value context
For reference, 2,800 GTQ covers approximately 4-5 days of mid-range travel in Guatemala, including hostel accommodation, local meals, and transportation within cities. A budget traveler could stretch this to a week with careful planning, while someone expecting resort-style comfort would burn through it in two nights.
Cash exchanges at airport kiosks or street vendors typically apply 5–10% spreads above mid-market rates. That 500 CAD could drop to 2,500 GTQ or less if you don’t plan ahead.
The pattern: travelers who pre-arrange digital transfers consistently receive 10–15% more GTQ than those relying on airport or street exchanges.
How is the exchange rate today in Guatemala?
The current CAD to GTQ rate reflects global currency market conditions plus any local factors affecting the Guatemalan quetzal. As of verified data from May 2026, the mid-market rate hovers around 5.55–5.62 GTQ per Canadian dollar.
1 CAD rate
Across the major providers, 1 CAD consistently converts to between 5.44 and 5.63 GTQ. The range spans mid-market benchmarks from Xe at 5.5283 (Xe) to Wise’s 5.622 (Wise) and RIA’s 5.62772 (RIA).
The 90-day trading range recorded by Wise shows a high of 5.6536 GTQ per CAD (early February 2026) and a low of 5.4824 GTQ per CAD (mid-March 2026) (Wise GB). This represents roughly 3% volatility over a quarter—moderate for a minor currency pair.
Local bank options
Guatemala’s local banks, including Banrural and Banco Azteca, offer CAD exchange but typically with wider spreads than digital providers. Specific rates are not publicly listed online, requiring in-person visits or direct inquiries. Travelers are advised to compare local bank rates against what Wise or Xe quote before committing to any exchange (Xe).
The pattern: digital providers consistently beat physical bank exchanges for CAD to GTQ. If you have time to set up a transfer before departure, Wise or Revolut will almost certainly deliver more quetzales per dollar.
What is the best currency to take to Guatemala?
Many travelers wonder whether exchanging Canadian dollars directly or converting to US dollars first makes more sense. The answer depends on your destination access and planned payment methods.
CAD vs USD
The Canadian dollar is not as widely traded in Central America as the US dollar. While some Guatemala exchanges accept CAD, the spreads tend to be wider than for USD. If your primary goal is maximizing quetzales received, converting CAD to USD in Canada first and then USD to GTQ in Guatemala can sometimes yield better results.
However, this two-step approach adds exchange fees at each stage. For smaller amounts under 200 CAD, a direct CAD-to-GTQ transfer through Wise or another provider often comes out ahead once you factor in the extra conversion costs.
The trade-off: large transfers (1,000 CAD+) benefit from comparing both approaches—direct CAD conversion versus CAD-to-USD-then-USD-to-GTQ sequences. The math changes based on each provider’s fee structure.
Exchange tips
Western Union enables instant GTQ receipt within minutes from CAD through their platform (Western Union). For travelers needing immediate cash upon arrival, this convenience comes at a cost premium.
Instarem provides historical rate tracking alongside current conversions, which helps identify favorable transfer windows (Instarem). If your transfer is not time-sensitive, monitoring the 90-day range and sending when rates approach the high (around 5.65 GTQ per CAD) maximizes your quetzal yield.
A 5% better rate on a 5,000 CAD transfer means roughly 280 extra quetzals—enough for three full days of meals in Guatemala. Taking 30 minutes to compare providers before you travel is worth the effort.
Upsides
- Direct CAD-to-GTQ transfers avoid costly intermediate currency conversions
- Wise and RIA offer near mid-market rates without markup
- Multi-provider comparison takes minutes online
- Digital transfers trackable; no carrying large cash amounts
- Quetzal is relatively stable against major world currencies
Downsides
- Local bank rates unverified and likely less competitive
- Airport exchange desks apply steep 5–10% spreads
- CAD less common than USD in Guatemala; fewer local options
- Rate fluctuation means same transfer amount yields different GTQ over time
- Sendwave’s anomalous 7.58 rate requires independent verification before trusting
How to get the best CAD to GTQ rate
- Check the mid-market benchmark first. Visit Xe.com to see the current mid-market rate (the true midpoint between global buy and sell prices). This is your baseline for comparison.
- Compare at least three providers. Wise, Revolut, and Instarem all offer online rate calculators. Enter your CAD amount and note each provider’s GTQ quote.
- Factor in transfer fees. A provider offering a slightly better rate may charge higher fees. Calculate the total cost: (CAD amount × rate) – fees = net GTQ received.
- Consider promotional rates. Remitly and other services occasionally offer first-transfer bonuses. If you’re a new customer, these promotional rates can temporarily beat established providers.
- Time your transfer if possible. If your transfer is not urgent, monitor the 90-day range. Sending when the rate approaches 5.65 GTQ per CAD maximizes your yield.
- Confirm delivery method. Some providers offer bank deposit, cash pickup, or mobile wallet delivery in Guatemala. Choose based on your recipient’s preferences and access.
The takeaway: travelers who follow these six steps consistently receive more GTQ per dollar than those who accept the first rate offered.
The mid-market rate is the midpoint between buy and sell prices in global currency markets.
— Xe Currency Converter (Xe)
35+ years of trusted experience.
— RIA Money Transfer (RIA)
Exchange rates fluctuate throughout the trading day. All figures in this article reflect verified rates from May 2026. Before making any transfer, confirm current rates directly with your chosen provider. We update this guide when significant rate changes occur.
Related reading: CAD USD exchange rate
Frequently asked questions
How much is $1 Canadian dollar to quetzales?
Based on current rates, 1 CAD converts to approximately 5.55–5.63 GTQ depending on your provider. Wise offers 5.622 GTQ per CAD, while Xe shows 5.5283 GTQ per CAD as the mid-market benchmark.
Is $20 dollars a lot of money in Guatemala?
Twenty US dollars equals roughly 156 GTQ at current rates—enough for 3–4 days of budget travel including meals and local transportation. For Canadian travelers, $20 CAD converts to approximately 112 GTQ.
Is the quetzal a strong currency?
The Guatemalan quetzal is considered relatively stable compared to other Central American currencies. It has maintained reasonable consistency against major world currencies over recent years, though it does fluctuate based on regional economic conditions and US monetary policy.
How many quetzales for $50 Canadian dollars?
At Wise’s rate of 5.622 GTQ per CAD, 50 CAD converts to approximately 281 GTQ. At Xe rates of 5.5283, it yields roughly 276 GTQ—a difference of about 5 GTQ.
Canadian dollar vs US dollar for Guatemala?
US dollars are more widely accepted in Guatemala’s tourist areas, but converting CAD directly to GTQ through digital providers like Wise often yields better value than a two-step CAD-to-USD-to-GTQ conversion. However, USD holders may find slightly more exchange options at physical locations.
Exchange at Banrural in Guatemala?
Banrural (Banco de Guatemala) offers currency exchange services, but specific CAD-to-GTQ rates are not publicly listed online. Travelers should visit a local branch to compare spreads against digital provider rates. Expect wider spreads than what Wise or Xe quote.
Best way to exchange CAD in Guatemala?
For the best rates, use digital money transfer services like Wise or Revolut before departing Canada. These providers consistently offer rates within 0.1% of the mid-market benchmark. Avoid airport exchange desks unless absolutely necessary, as they apply the widest spreads.